Our Insurance Services
Byars Thompson Buchanan serves business and personal insurance needs on the California Central Coast. We have offices in Santa Maria, Lompoc, and Paso Robles. Our staff are experts in business insurance, liability insurance, human resources and California employee benefits. BTB offers coverages for businesses, individuals, and employees under one roof.
Business Insurance
Byars Thompson Buchanan will assess your company's risks and vulnerabilities. We have the ability to create many different insurance packages for your business, and we take the time to explain these options to you so you are making an educated decision about your business insurance choices. We will negotiate with carriers on your behalf to ensure we are providing the best coverage for the best premium. Our business insurance options include: General Liability (info), Workers' Compensation, Business Auto Insurance, Commercial Property, Surety Bonds, Contractor General Liability, Employment Practices Liability, Directors & Officers Liability, and Professional Liability. Byars Thompson Buchanan will also assist you with your safety programs and OSHA requirements.
The BTB advantage is our ability to tailor multiple insurance policies from multiple underwriters, giving your California business the personal care and attention it deserves: lowering premiums, while ensuring you are protected and have peace of mind! Get an online business insurance quote.
Protects you or your business against professional negligence or malpractice lawsuits. This is especially pertinent for people in professional fields such as architects, lawyers, physicians and accountants against potential negligence claims. If you are concerned with exposure due to your profession, call BTB for more information about this important coverage.
» Click here to request a free online professional liability insurance quote.
Insurance against lawsuits arising from employment practices or workers' compensation claims.
Compensates your Central Coast business when your property has been damaged or destroyed. This coverage may include much more than just your physical workspace, but may also include equipment and other physical assets of the business. Get an online business insurance quote.
BTB is pleased to assist our existing clients in obtaining Surety Bonds for many different needs.
Business Automobile coverage is essential to protect you, your employees, and your business. Protection against legal liability arising out of the ownership, maintenance, or use of an automobile during the course of your business is important. Let BTB analyze your automobile insurance needs to be sure you have the coverage you need.
Contractor General Liability is available for virtually any type of contractor. To protect your business and comply with the requirements of your job contracts, let BTB build the right insurance package tailored to your specific needs.
BTB can help provide a wide array of property coverage for items that are on and off your premises. Contractor equipment, goods "in-transit", computers and data equipment, machinery, tools, and fine arts are all good examples of items that need special attention.
Employment Practices Liability insures against lawsuits arising from claims of sexual harassment, discrimination, wrongful termination, breach of contract and the like. Companies of all sizes are at risk for allegations of wrongful employment practices. This affordable coverage can save you money in the event of a claim. Click here for the Employment Practices Liability Insurance Form.
If you are the Director or an Officer for any company, non-profit, or board, Directors & Officers Liability is an essential coverage for you. BTB can help protect you in the event you are sued in conjunction with the performance of your duties.
Professional Liability Insurance protects people in fields such as architects, lawyers, physicians and accountants against potential negligence claims. If you are concerned with exposure due to your profession, call BTB for more information about this important coverage.
Agricultural Liability and Property Insurance is available for all farm types and sizes. BTB can help you build a package of coverages that fits the special needs of your farm or ranch.
Please feel free to take advantage of this no-cost, no-obligation opportunity to determine the range of coverage which best suits your business insurance needs. Click here for a free online business insurance quote.
Customer Service
Our customer service staff is always ready to assist you during regular business hours. Call us at (805) 347-4700, or toll-free at (800) 727-5918. After hours, please leave a voice mail message.